Comment on I'm working on it, ok?
NewNewAccount@lemmy.world 7 months agoSaving 3 months in an emergency fund while accruing high interest debt seems crazy to me.
Most people, especially those not very knowledgeable about personal finance, really should follow the Dave Ramsey baby steps.
phdepressed@sh.itjust.works 7 months ago
Building savings up still assumes you are at least paying minimums. Cc debt or payday loans are a beast of their own where 1month is basically all that’s worth it.