Comment on My bank is starting to discontinue web-based online banking in favor of an app.

SpaceNoodle@lemmy.world ⁨8⁩ ⁨hours⁩ ago

• theparadox@lemmy.world ⁨7⁩ ⁨hours⁩ ago

  …and civil action if you try to reverse engineer or circumvent the app in any way… because the app’s code is copyrighted. If you do it for someone else or make a post explaining how you did it things can get really spicy. Lord help you if you profit commercially from it.

  Yay DMCA, in particular Section 1201!

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  • grue@lemmy.world ⁨5⁩ ⁨hours⁩ ago

    So far, AFAIK, the “must use app to bank” problem is happening only outside the US where the DMCA doesn’t apply.

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    • theparadox@lemmy.world ⁨4⁩ ⁨hours⁩ ago

      It was actually forced onto the US by a clever US politician who pushed it into the WIPO Copyright Treaty. Europe also approved the treaty and I assume the European counterparts still stand.

      The WIPO Copyright Treaty is implemented in United States law by the Digital Millennium Copyright Act (DMCA). By Decision 2000/278/EC of 16 March 2000, the Council of the European Union approved the treaty on behalf of the European Community. European Union Directives which largely cover the subject matter of the treaty are: Directive 91/250/EC, creating copyright protection for software; Directive 96/9/EC on copyright protection for databases; and Directive 2001/29/EC, prohibiting devices for circumventing “technical protection measures”, such as digital rights management (also known as DRM).

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      • sznowicki@lemmy.world ⁨3⁩ ⁨hours⁩ ago

        We can still reverse engineer as long as it’s for compatibility for example. So building a FOSS app after reverse engineer the other one is fine. Especially if that bank doesn’t support your device.

        It’s still probably violating terms and stuff so they could just terminate your account.

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      • grue@lemmy.world ⁨4⁩ ⁨hours⁩ ago

        I was aware of the treaty and its role in circumventing the democratic process, but was not aware that the anti-cirvumvention bullahit was part of it.

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