Deductible is supposed to be the amount you pay 100% for, followed by a pre agreed percentage until your out of pocket maximum where you pay nothing
W3dd1e@lemmy.zip 2 days ago
I just spent 5grand out of pocket because the doctor made me take a sleep test. They charged insurance nearly 20 grand.
They told me they found nothing and I was fine. I pointed out some flaws in their test but they weren’t interested in my opinion.
I cancelled my follow up appointment bc I can’t afford it, at least until this is paid off.
Also, I am not fine. I am very very tired.
captainlezbian@lemmy.world 1 day ago
W3dd1e@lemmy.zip 22 hours ago
You are right. I am learning this the hard way. Not that I have any say in my own health insurance anyway.
Tollana1234567@lemmy.today 1 day ago
not surprised. i want to eventually try a biologic for my condition, and you know how most insurance will try to give you the run around, or a long list of requirments. also its expensive as well.
Tikiporch@lemmy.world 1 day ago
Damn. $20k! The at home sleep test wouldn’t suffice?
W3dd1e@lemmy.zip 22 hours ago
No, they made me take the home test in Independence Day. That’s a hard day for my dogs. I didn’t sleep well either.
I scored 1 point over the line for Sleep Apnea.
frongt@lemmy.zip 1 day ago
If your deductible is $50 or 20% then you pay that, until you accumulate enough to hit the out of pocket max, then you pay nothing.