Yeah that dude is right. One of the things they look at is available credit. If you close an account with a $20k limit and zero balance, your score will drop.
For any future/current parents with good credit: if you add one of your kids to your credit card, their credit rating gets a boost.
NABDad@lemmy.world 1 day ago
Yeah that dude is right. One of the things they look at is available credit. If you close an account with a $20k limit and zero balance, your score will drop.
For any future/current parents with good credit: if you add one of your kids to your credit card, their credit rating gets a boost.