You either look for house listings and contact the realtor selling the house (be wary of contract for deed sales, it can sometimes be a great deal as the owner is cutting out the middleman but it’s just as often a scam or otherwise legal nightmare), or you look for an empty residential lot and then buy a home to be brought in on trucks and come in various sizes and shapes: singlewide, doublewide, multiwide. You can also purchase homes from a plan and have it built on the spot.

In almost every case, part of the process is getting approved for a home loan. Homes costs vary widely and can be anything from $60,000 to $6,000,000 USD, your monthly payments will depend on the interest rate and term on the loan and might be anywhere from $900 to $59,000.