So I am a lot closer to 60 than I like, but hey the only alternative is a lot worse.

Day to day, I never use cash.

The only time I use cash is if it is preferred.

I go to a mom and pop (unfortunately the pop is unable to work anymore so it is just a Mom) dry cleaning place and the credit card fees hurts her bottom line. So I will make a point of having cash for her. I dislike that as I churn points like crazy, but I love how she treats my clothes so I get her cash.

That is a weekly transaction.

Pretty much all contractors (carpenters, electricians etc) prefer cash. Yeah I know why but I look the other way and get them cash depending on the size of the job. The last thing I had to do was getting my roof repaired.

That is maybe a once a year thing.