businesses with over 50 full time employees are required under obamacare to offer minimun health insurance. it doesn’t have to be affordable. most full time workers can’t afford their company’s family insurance, and don’t qualify for anybsubsidies because their employer offers insurance.

some places it is cheaper to hire only part timers. other places they just get the option with the lowest employer cost share.

health insurance in the US is a byzantine maze of combinations that change radically from state to state, town to town, and business to business.