I legitimately chuckled at first but I can’t tell if you’re serious.

House? Toyota? I make well over median wage, save everything, and those things might as well be private jets to me.

My savings interest rate is literally less than house price increases alone.

I have 5 yrs exp and an MSc in STEM and I haven’t heard back from a single job application I’ve sent out even while I’m still employed after sending out at least 10 of highly personalized applications of CV + cover letter. Everyone else I know who are frankly people way smarter than me lives with parents and is unemployed with the exception of one person who lives with their parents and has no money but is an accomplished academic researcher (maths I think) who gives talks at international events.

What are you smoking? What world do you live in? How do I get there?