Leave California and this all becomes possible with your salary.
Comment on How do poor people in the states give birth without money?
HootinNHollerin@sh.itjust.works 11 months ago
I told gf I don’t see how we can afford one kid yet alone the 3 she wants. And a house in SoCal. Then the family trips she imagines. I have a masters and 20 yrs experience in engineering. Seems like if I don’t get aggressive it’ll never happen
ilovesatan@lemmy.world 11 months ago
betz24@lemmynsfw.com 11 months ago
When he leaves California, he will leave his salary too (and possibly his industry too)
FlyingSquid@lemmy.world 11 months ago
It will still be more affordable. We couldn’t afford to live in SoCal after my daughter was born. We moved back to Indiana where we grew up and, as awful as Indiana is in many ways, at least we could afford to buy a house.
nucawysi@lemmy.world 11 months ago
not if its a remote job…
xts@lemmy.world 11 months ago
Remote doesn’t pay the same if you’re not in a HCOL area. Most jobs scale based on location
Stumblinbear@pawb.social 11 months ago
If you have a master’s and 20 years of experience, youre pretty much guaranteed to have a job that has the health insurance to pay for all of that. If you don’t, then you need a new job
Hoomod@lemmy.world 11 months ago
If they’ve got a masters and 20 years of experience they’re either a genius or almost 50 years old. Children are already a huge commitment, being older makes it that much harder
Stumblinbear@pawb.social 11 months ago
I have 15 years of experience in software engineering, but that’s only because I started when I was 12
LUHG_HANI@lemmy.world 11 months ago
Generally it’d be professional experience.
Kage520@lemmy.world 11 months ago
Health insurance still leaves you with a large bill. Expect like $10k for the hospital part for a lot of insurances. Don’t forget the obgyn visits throughout the pregnancy (probably only $25-$75 per visit, depending on if you need a specialist). Labs are extra. In fact, the one that really tells a lot of info (lots of recessive gene issues can be found with it) is like a $750 lab that insurance doesn’t usually pay for (“it’s too new, and not required”).
lunarul@lemmy.world 11 months ago
I have 2 children. Insurance covered almost everything. The out of pocket expenses for the hospital were something like $700, not thousands. For doctor’s visits it was just the $20 co-pay for each visit, and all the labs were fully covered.
Kage520@lemmy.world 11 months ago
Good insurance! Our child born this year the hospital bill looks like around $8k after insurance, but we keep getting other bills from the provider’s offices so it’s hard to say exactly. Fortunately my wife has a secondary insurance of some sort we can submit the $8k to get that knocked down to hopefully $4k. If it works. It’s been months trying to get it sorted.
Stumblinbear@pawb.social 11 months ago
I had an 8k bill for a TIA I had last year. It’s a lot of money, but if you have a job that will cover your hospital bills, you can probably pay for it without drowning
HootinNHollerin@sh.itjust.works 11 months ago
Yea my bad on my comment, I was just talking about general cost of how to afford not insurance of birth costs
xts@lemmy.world 11 months ago
Sure, maybe the hospital bills but raising 3 kids and going on vacations every year? You’re talking multi million dollar salary to be able to afford all of that on one income in SoCal of all places
Stumblinbear@pawb.social 11 months ago
Then… Don’t live in SoCal?