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Comment on How do poor people in the states give birth without money?

SendMePhotos@lemmy.world ⁨8⁩ ⁨months⁩ ago

Ah… In short… Insurance covers a portion of it and whatever insurance doesn’t pay, I just… Simply don’t pay it. It goes to collections and they spam call me and I don’t answer my phone. Suddenly they give up and after 7 years, it’s gone. Is it right? I don’t know. I definitely haven’t devoted half of my paycheck to medical bills though.

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totallynotarobot@lemmy.world ⁨8⁩ ⁨months⁩ ago
Does that bork your credit?

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- andrewta@lemmy.world ⁨8⁩ ⁨months⁩ ago
  Yes it does
  
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  - totallynotarobot@lemmy.world ⁨8⁩ ⁨months⁩ ago
    That seems like an unfair and inescapable conundrum.
    
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    kn33@lemmy.world ⁨8⁩ ⁨months⁩ ago
    “Should’ve thought of that before you had kids while poor” -Republicans
    
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scarabic@lemmy.world ⁨8⁩ ⁨months⁩ ago
Once I got some physical therapy bills sent to collections. It wasn’t because I failed to pay. The practice was really shitty about billing and record keeping and never billed me for a bunch of visits. They went under and sent their records over to collections.

The collectors called me and pretty much opened with “this place went out of business. We would settle for pretty much anything. How about 10% of what you owe?”

They get a percentage of everything they collect so you might think they’d go for the full amount. But I think the game is sometimes just “what can we get easily and quickly.”

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