Comment on Grandma is on her own

• Dasus@lemmy.world ⁨11⁩ ⁨hours⁩ ago

  Why would it matter where I’m from?

  Facts are facts. Or are you saying that you’re allowed to just say “nuh-uh, facts don’t matter, I’m American and thus I’m right about everything remotely American”?

  Because… that’s quite childish.

  “Filial responsibility laws have nothing to do with debt!”

  How about you actually try reading my replies to you, with thought? Do you think you’re capable of that? Eh, I’ll simplify, just to be safe.

  USUALLY, when a person dies and they don’t have enough funds to pay off everything, the debts are dissolved. That’s how it works in the civilised world.

  In the US, the bastion of capitalism, however, some debts aren’t dissolve despite insolvency because these American filial responsibility laws make it so certain debt, like medical debt or not having paid child support, isn’t dissolved.

  Image

  investopedia.com/can-you-inherit-debt-from-your-p…

  Line I said I assume you already know how little you know about this subject and instead of gracefully bowing out you’re going all in. Then you’ll get personal while absolutely not being able to address the actual subject, which you’re clearly wrong about. Then you’ll devolve into one word replies like “k” or something and then in a few weeks when the thread is hundreds of replies deep, you’ll just give up and make a new account because of your post history.

  So perhaps let’s just skip all that and you just say “ye, right, my bad. TIL, thanks”?

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  • deranger@sh.itjust.works ⁨11⁩ ⁨hours⁩ ago

    I’m saying you’re wrong, full stop. You know nothing about the laws here, that much is obvious.

    Do you care to point out anything specific from that article, because it supports my point, not yours. It specifically says That you can inherit: property debt (outstanding mortgage on a property); co-signed debt; and medical debt ie caring for your parent which I’ve already acknowledged earlier.

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    • Dasus@lemmy.world ⁨11⁩ ⁨hours⁩ ago

      Do you care to point out anything specific from that article

      I do. The part which I screencapped and linked, which states:

      You may inherit a parent’s medical debt if you live in a state with filial responsibility laws. “These laws may require children of a deceased parent to pay back medical bills if the deceased’s assets are insufficient,” says Tayne. “Filial laws exist in 30 states and vary in their protocols and processes.”

      Seeing how you’re saying you’re not wrong, while also just a couple of replies earlier you said:

      The Wikipedia article you just linked has nothing to do with debt in general. The debt referred to in that article refers specifically to caring for your parents, not assuming their debt for other things (medical bills for previous procedures, credit cards, loans, etc.)

      Where you SPECIFY medical bills. When in fact medical debt is literally said to be an exception which you can inherit from your parents BECAUSE OF FILIAL RESPONSIBILITY LAWS.

      What is it that you’re not understanding, honestly, do tell? The answer is “nothing”, I know. You know you’re wrong and you know you’re pulling arguments from your arse with someone who actually has experience and literal education on the subject. That’s why you can’t actually discuss this with someone, even when were having the discussion in your language.

      Not all debt is dissolved through insolvency SPECIFICALLY BECAUSE of filial responsibility laws.

      You’re trying to disprove the comedian’s bit never happened. You can’t prove a negative, silly, but we can definitely show that it’s a plausible scenario, because of those filial responsibility laws YOU CLAIM HAVE NOTHING TO DO WITH THIS.

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      • deranger@sh.itjust.works ⁨11⁩ ⁨hours⁩ ago

        You don’t have experience though, lol. You’ve never dealt with an estate in the US, have you?

        Medical debt != child support debt, genius.

        Credible sources man, I’m waiting for them. Not Wikipedia, not another -pedia. Legal sources. You said you have read all kinds of stories.

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