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I don’t see how that explains the story in the clip?

I don’t think the article covers all the state-level filial responsibility laws. There’s a ton of state level legislation after all.

Or it might be that the debt the guy is talking about in the clip isn’t legally enforceable, but it sounds like debt to the state, which is why he seemed to inherit it in the first place, it wasn’t just like a regular credit line.

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deranger@sh.itjust.works ⁨9⁩ ⁨hours⁩ ago
Yeah, no that whole clip is just a joke. That’s not at all how it works. You don’t inherit debt unless you cosigned a loan or it’s spousal debt in one of those common property states.

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- Dasus@lemmy.world ⁨9⁩ ⁨hours⁩ ago
  Forgive me for not taking the word of a random Lemming.
  
  When someone dies, you tally it all up, people get paid out of the estate in a certain order of precedence, if the money runs out, the money runs out. If there’s money over, it gets divvied up according to inheritance laws of that state.
  
  Yes, that’s basically how the process works. I’ve read inheritance law. (As in actually an official, graded course, albeit I’m no lawyer obviously. Just elective.) I’ve just not read ALL the inheritance law, EVERYWHERE. Have you?
  
  en.wikipedia.org/wiki/Filial_responsibility_laws
  
  #Filial responsibility laws (filial support laws, filial piety laws) are laws in the United States that impose a duty, usually upon adult children, for the support of their impoverished parents or other relatives.
  
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  - deranger@sh.itjust.works ⁨7⁩ ⁨hours⁩ ago
    Alright man, all I can say is you can talk to a lawyer when the time comes.
    
    The Wikipedia article you just linked has nothing to do with debt in general. The debt referred to in that article refers specifically to caring for your parents, not assuming their debt for other things (medical bills for previous procedures, credit cards, loans, etc)
    
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    Dasus@lemmy.world ⁨7⁩ ⁨hours⁩ ago
    Literally just buried my grandma this year and dad a few years ago.
    
    Here… In FINLAND. Where the laws of the United States of America do NOT apply.
    
    Yes, it refers to taking care of your parents. Ie for instance being responsible for them, fiscally. For instance, having responsibility over the debt they’ve accumulated to the state.
    
    When someone dies they and theyre declares insolvent, you imagine it just applies to all fiscal responsibility of that person.
    
    It doesn’t. The filial responsibility laws exempt that debt to the state from being able to be dissolved through insolvency.
    
    And tbh, that guy with his own face and own name, despite being it being a bit from standup, is more credible than you are.
    
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