It sounds like your driving instructor wasn’t any good. A good driving instructor will never put you in a situation that you are not ready for. They never should have allowed you to get a licence until you felt safe.

If you feel like you’re not in control then you’re right - this accident is proof of that. If you want to try driving again, I highly recommend getting a good driving instructor first - one who won’t put you in situations you can’t handle.

If you can get everywhere you need to without driving, then you can save yourself a lot of money by not paying for a car, insurance, or registration.

You always have the right to say no, and you can always say “not now”. Maybe wait a few more weeks before making a decision.