I had a pretty extreme fear of driving and I went through therapy (CBT & medicines) to cope with my ability to pay attention and my anxieties about safety.

I was denied job after job for not having a license. Told it was more important than a high-school diploma even when the job had nothing to do with travel.

Seek out a qualified professional, your insurance may even be capable of helping here if you sell them on the idea its for coping with the accident you just experienced.