I’m right there with you. I’m not super well off, but I have my emergency funds plus some extra and across a couple of close friends of mine I have given away $3k$4k because of life fucking them over with no expectation that I will ever see that money. The instant I made that decision in my mind the money was theirs to do with whatever they wanted to.

I have never understood people who expect to be thanked or paid back when being “generous” or charitable, especially with those close to them. It almost entirely defeats the purpose in my mind. I generally find being thanked kinda uncomfortable and the only thing I care about is knowing that they received it.

On the subject of buying an expensive car. If I ever did come into a lot of money, I probably would treat myself, but not to some shiny thing. Oh no. I would take the equivalent amount of money and use it to turn something like a station wagon or utility van into an absolute monster. That sounds way more fun.