Yes. Those people consider things like this part of the “cost of living”, not the luxury that it is.

On average, people have more of an issue overspending than they do underearning. That’s why even among people making six figures, 1 in 4 of them live “paycheck to paycheck”, which people assume to mean ‘barely make enough to make ends meet’, but what more commonly means ‘deliberately chooses not to save/spends every dollar earned’.