The longer time to pay makes sense but the cards I have dont charge me for having them, I know availability of cards may vary though, some people might not have decent card options, I guess it makes sense.
Comment on Would you like to finance your hot chocolate with a loan set at 69% apr?
boonhet@lemm.ee 1 day agoWith credit cards you’d have to pay in full next month or pay interest. Here the installment plans go to to 3 or 6 months without interest.
Verat@sh.itjust.works 1 day ago
boonhet@lemm.ee 14 hours ago
Probably varies by country. My gold card was something like 5 euros a month which isn’t a whole lot, but it’s still money for something that only serves to make it way too easy to take on debt and has little other value.
JcbAzPx@lemmy.world 13 hours ago
Not all of them are without interest. In fact, the ones you’ll find the most are quite usurious.
boonhet@lemm.ee 7 hours ago
They’re all interest free in my country, but if you need a longer period, you can get an installment plan that has an interest rate comparable to a credit card.