phubarr

@phubarr@lemmy.world

• ⁨Comment⁩ on ⁨Are Nintendo's $80 online game prices a result of tariffs or is Nintendo just using them as an excuse to price gouge as corporations do?⁩ ⁨⁨2⁩ ⁨weeks⁩ ago⁩:

  Stage 2 greedflation

• ⁨Comment⁩ on ⁨Should a movie released in 1995 be considered an "old" movie?⁩ ⁨⁨2⁩ ⁨weeks⁩ ago⁩:

  Yeah, 30 years is, but he said 1995… Wait, no no no no no no no

• ⁨Comment⁩ on ⁨Why do some say they own or have bought something that they technically haven't (e.g. domain names, expensive things, etc.)?⁩ ⁨⁨2⁩ ⁨weeks⁩ ago⁩:

  It’s interesting to note that Puerto Rico doesn’t have property tax. When you pay off your home, the tax collector’s office just leaves you alone.

• ⁨Comment⁩ on ⁨Why do some say they own or have bought something that they technically haven't (e.g. domain names, expensive things, etc.)?⁩ ⁨⁨2⁩ ⁨weeks⁩ ago⁩:

  Functionally, there’s no difference. The amount they demand is based off your house’s value, and they take it away from you if you don’t pay. The label is just a detail. And it’s not a trivial cost, I inherited a small, aged, worn out house and I pay over $300/mo just to exist in it. The tax office wildly overestimated it’s value and there’s nothing I can do about it.

• ⁨Comment⁩ on ⁨Why do some say they own or have bought something that they technically haven't (e.g. domain names, expensive things, etc.)?⁩ ⁨⁨2⁩ ⁨weeks⁩ ago⁩:

  What are you talking about? “Taxes don’t have anything to do with ownership”

  Your county sends the person on the deed to the house a tax bill every year. For me, it works out to over $300 per month for a very modest house. If you have a mortgage, it’s bundled into the mortgage payments.

• ⁨Comment⁩ on ⁨Why do some say they own or have bought something that they technically haven't (e.g. domain names, expensive things, etc.)?⁩ ⁨⁨2⁩ ⁨weeks⁩ ago⁩:

  It’s a scam that you’re forcing to pay homeowner taxes on a home that the bank actually owns.

  And, they force you to pay mortgage insurance (against yourself) if for some reason you can’t pay your mortgage. In the event you can’t pay, they make you leave the house AND reap the benefits of the insurance claim. I’m sorry, if the bank wants to bet against you that’s one thing, but forcing you to pay the bill to bet against yourself is massively unfair.

  It’s entirely possible that you could be unable to afford the mortgage payment because of the additional costs of the extra insurance they force you to pay, to insure them against you not being able to pay. Think about that.

  This is entirely separate from homeowners insurance, which is a whole other scam.

  There should be a law to force mortgage lenders to disclose the full price of the loan at the time you take the loan. For example, if a home is $200k, a typical 30-year mortgage for that home will have you paying something like $450k by the time you finish paying it off. This should be shown to the buyer at the time you take the loan.

• ⁨Comment⁩ on ⁨Since militaries are authoritarian, even in democratic countries; What would a military of a stateless/anarchist society look like?⁩ ⁨⁨2⁩ ⁨weeks⁩ ago⁩:

  Easy, just examine Africa’s situation with warlords

• ⁨Comment⁩ on ⁨Musk and Ramaswamy float ending remote work for federal employees and ‘large-scale firings’⁩ ⁨⁨4⁩ ⁨months⁩ ago⁩:

  They just CAN’T let us have something. They don’t even have a good reason to take it from us, they just don’t want us to have it.

• ⁨Comment⁩ on ⁨Why does it seem like women are more wont to make noise in sexual situations while men don't?⁩ ⁨⁨1⁩ ⁨year⁩ ago⁩:

  Because of this : en.wikipedia.org/…/Female_copulatory_vocalization…

• ⁨Comment⁩ on ⁨Are there any recurring charges (or other downsides) that come with having a driver's license but not owning a car or regularly driving?⁩ ⁨⁨1⁩ ⁨year⁩ ago⁩:

  I’m very familiar with Florida’s rules about this. The scenario you’re worried about is if you have a license and a car registered and tagged (license plate) at the DMV. If you have a valid license plate and no insurance, the DMV either wants the valid plate back, or you’re forced to get car insurance, or else your driver’s license will be suspended. They do this to prevent uninsured people from driving around with valid tags (license plates), basically by getting insurance, registering the vehicle with the DMV to get a valid plate, and then canceling the insurance, in order to “appear” like a valid driver.

  Additionally, if you have a vehicle in your driveway and no valid license plate, you can be cited by the local government’s code enforcement department, for having an unregistered (junk) vehicle in your driveway. I don’t remember exactly what the citation was for, but I’ve received one when I was young and first getting into the car hobby. I think you’re ok if you have a car cover. I’m a car enthusiast and I have always had multiple vehicles, and have been told by my city I had to either register the car, get it out of view (I think getting it covered up with a car cover counts, but they really want you to put it in a garage), or get rid of it. Some municipalities don’t care, some care and don’t enforce it, and some do enforce this.