darreninthenet
@darreninthenet@lemmy.sdf.org
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
So let’s say the landlords don’t want to do this and sell up, or at least try to… who can afford to buy now? Yes the prices will come down but that doesn’t remove the need for a deposit/downpayment - yes that will be smaller but how is somebody going to save that money still? Where do they live while doing that? That is still the biggest problem… the UK does have a help to buy scheme where the government owns part of your property (acts as deposit) and you pay the mortgage on the rest, but you also pay some rent to the government for their share.
The whole system needs overhauling to make it work these changes alone won’t sort it out.
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
I disagree, it’s the details that will bite you on the ass… until those people have haggled over the details we realistically have no idea how many up or downsides there would be.
I agree it’s a problem and I agree the current landlord situation is very likely contributing but removing that component by itself I believe is likely to cause all manner of problems… landlords are currently parasiting (is that a word?) off a system that’s broken… my view is if you fix the system they won’t be able to parasite on it.
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
Because people are talking on here like it would the solve the problem… it’s a much more complex and nuanced issue than “landlords making (too much) profit”. The knock-on effects and interconnectedness in (some) economies all need to be thought through and resolved/have a plan to resolve first otherwise you’re just creating other problems.
This whole thread reminds me of Brexit (I’m from the UK) and how leavers were saying how simple it would be to leave… this is such a complex problem.
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
Where do these people get their deposits from for the mortgage on the cheaper houses? Where do they live whilst saving up for these cheaper deposits?
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
I’m not convinced, at least in the UK it’s been a very very long time since mortgages were accessible to the average salary.
I’m not saying there isn’t a problem but I’m not sure this would solve the problem right now. In the UK something like 70% of housing is mortgaged or owned (by the occupier)… most renters say the biggest barrier to getting a home is not the mortgage affordability it’s saving for the deposit. Indeed when I bought my first home 20+ years ago I needed my parents help on that front. Where do people live between leaving education and saving up for that deposit, whatever size it is?
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
In the UK? I don’t recall everyone suddenly having affordable mortgages
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
You’re assuming said people would be able to obtain a mortgage at those house prices?
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
They would but do you believe they’ll be low enough that a bank would be prepared to take the on the risk of loaning the money to basically everyone?
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
So let’s say a landlord sells their property and somebody else buys it to live in.
Where do the original renters live now?
Or in a rental property, who is paying to maintain it if the landlord is not charging above their mortgage costs?
Or why would a landlord take on the risk of loaning an expensive asset to somebody at cost knowing they may not get paid? Or the boiler stops working and they have to spend thousands fixing it without any risk to the tenant?
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
The argument would be, not saying I agree or disagree as I think it’s more complex and nuanced than this, is that they are taking on the risk of maintaining and loaning a very expensive asset to somebody and hoping they’ll look after it and pay that cost of borrowing it.
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
Is the implication here that if the landlords hadn’t bought the property, the people renting would be able to buy it?
- Comment on When leftists say "landlord are parasites" or similar dislike of landlords, do they also mean the people that own like a couple of houses as an investment, or only the big landlords? 1 week ago:
I’m not disagreeing with you but I’m curious on how the housing would be freely accessible if the landlord hadn’t bought it… are you saying the renter would have otherwise purchased their home?
- Comment on What are your favorite "gotta go in blind" games? 3 weeks ago:
Brothers - A Tale of Two Sons
An astonishingly good story line that can only be really appreciated blind.
For those of you who remember TotalBiscuit, he rated this as one of his favourite games.
- Comment on Reddit is profitable for the first time ever, with nearly 100 million daily users 1 month ago:
It cannot - more and more content is coming from AI so they are just “relearning” what one of the AI platforms has already produced… the endgame of that is convergence on nothing new being produced from AI
- Comment on Microsoft Flight Simulator 2024 sucks up to 180 Mb/s of internet bandwidth while in flight — equivalent to 81GB of data per hour 2 months ago:
They still a thing? Not sure they’re that common in the UK at least 🤷🏻♂️
- Comment on [deleted] 6 months ago:
They do both, their own index focuses on the “small web”, more info here:
- Comment on It's finally up! Please sign it if you're in the UK :) Petition: Require videogame publishers to keep games they have sold in a working state. 8 months ago:
Should have waited until after the election later on in the year as, all being well, we’ll have a new government. This shower of shit we have in right now won’t do f’all for the average person that’s against business interests.