Fuck insurance. Scammers will never pay you out anyway. Help your neighbors. They will help you in return.
How Can I Lower My Climate Risk When Buying a House? The danger from extreme weather is growing, and so are insurance costs. Here’s what to know.
Submitted 5 weeks ago by silence7@slrpnk.net to nyt_gift_articles@sopuli.xyz
thisbenzingring@lemmy.sdf.org 5 weeks ago
buy an old house
buy a house on a plot of land that isn’t in a historical watershed
buy a house that you can afford (the one with the rough edges so you can make it your own and raise its value with your efforts)
research all the options like first time homeowners incentives, there is a lot of things out there to help you
don’t worry about the total price if the monthly payment is your main concern
a mortgage and all that comes with it isn’t much more then rent these days.