Pet insurance is a good thing for people with a large number of animals - particularly rescue animal boarding.
For most people though, no.
Comment on Is it worth investing if I can only contribute $50 a month?
tiefling@lemmy.blahaj.zone 12 hours agoThat $550 will cover two vet visits if you’re lucky
Still better than pet insurance though, which is a scam (I mean all insurance is but especially pet insurance)
swordgeek@lemmy.ca 9 hours ago
Kayday@lemmy.world 9 hours ago
I don’t know about that. Both of my cats would be dead if not for pet insurance. One needed a $10k surgery this summer that I was able to afford because of my pet insurance. The other had $4k of surgeries the year before. Both instances my insurance covered 70%. Neither of my cats areuch more than 5 years old, just bad luck with their health.
tiefling@lemmy.blahaj.zone 8 hours ago
Right that’s about all they cover, the freak stuff that costs thousands. But for routine visits, vaccinations, and even small conditions that aren’t life threatening, they’re useless.
Kayday@lemmy.world 7 hours ago
Correct, but thankfully that won’t be a surprise since it is evident when you are enrolling. It’s up to each pet owner to decide if that’s worth it.
In our case, a few hundred dollars per year to make ER visits financially bearable is a good value.