Comment on We need a new Amazon
karmiclychee@sh.itjust.works 3 days ago
If I’m being honest, the only thing stopping me from shopping at other sites is having to put my personal and payment details in yet another site for it to go stale, or fall out of my memory, or get leaked in the next big hack.
Some sites have “pay with Amazon” (more likely PayPal, but… ugh. I don’t remember why, but I hate it), but I’d love to see some universal adoption of some sort of payment and shipping details lockbox. Like SSO where you can revoke access to subscribers or something.
IHawkMike@lemmy.world 3 days ago
An SSO-like payment system with tracking and revocation is a great idea and would be amazing for us consumers. I’m just not holding my breath waiting for the corpos to implement it.
While nowhere near perfect (far from it, really), as long as the sites you are shopping on are PCI-compliant (most should be), you don’t have to worry too much about a compromised site leaking your payment details for use elsewhere.
Basically just use a password manager and don’t worry about saving credit card (NOT debit card) details in the site as long as they aren’t extra-sketchy.
ramble81@lemm.ee 2 days ago
That already exists with PayPal and Apple Pay for example. The remote site never sees your credit card, just an approval token. You won’t be able to get away from address though as they need to know how to get it to you.
karmiclychee@sh.itjust.works 2 days ago
As a web dev myself, I know the sheer amount of money that would have to go into monkey patching together all these disparate protocols and ancient APIs, plus the regulatory requirements, and that’s BEFORE worrying about consumer AND vendor adoption. The only reason to get into it is if the service is secondary to chasing a lucrative buyout before you get crushed by some multinational online retail cartel you never knew existed (but always suspected), or Google AEEs you.
Fintech blows.