I see. Yeah, I live across the border in Czechia and the way you did it used to be standard too until 5-10 years ago. Then the prices started rising (especially here in Prague) and it started to be a problem. It used to all be state owned obvs (not sure about einfamillienhauses though) but it was sold to the residents after 1990, and our levels of municipal housing haven’t risen much since then either. I don’t think we had the housing cooperative movement that you guys had in the interwar period.