Doctor here. 👋 I just wanted to give my experience. I had to do eight years of schooling/debt, THEN I had to do 6 years of post graduate training (internship, residency, fellowship).

Now the post graduate years are paid like a job but not at a physician salary rate so paying on student loans during that time was next to impossible for me because I was in a high cost of living area. So my interest continued to compound during that time. It sucked.

As for the OP I just want to say that part of the reason I expect a higher salary is because I gave up 14 years of my life - most of my youth - in training to get here. Those 14 years were immensely valuable and I often regretted going down this path because of all the things I gave up instead. The training was incredibly difficult and time consuming. I lost touch with all my friends, had to move repeatedly, etc. It was absolutely brutal and felt endless. That’s part of what those paychecks are paying for.