I’m surprised you’re getting downvoted so heavily: Is it really that controversial of an opinion that I want to be able to make the choice between reliable accessibility, efficiency, and hardened security for my personal stuff?

Of course: On a corporate network I have a responsibility to have a very secure account so that I’m not a weak point, I’m not talking about scenarios where my account being breached exposes others that I’m responsible for.

I’m talking about my personal accounts. I may want to choose to have a password and no 2FA, for the simple reason that I may want to be able to access my account from a library computer or internet cafe without having access to any of my devices. That reliable access may be more important to me than having heavier security, and nobody has any business asking me why, because it’s my data that I’m choosing how to protect. However, that’s become pretty much an impossibility by now, with everyone shoving 2FA and whatnot down my throat, regardless of what I want.

If I happen to lose/break my laptop and phone simultaneously, which is not unthinkable given that I carry both on me pretty much every day, I’m pretty much locked out of everything.