Comment on How One Man Lost $740,000 to Scammers Targeting His Retirement Savings
breadsmasher@lemmy.world 2 months agoCory Doctorow - not someone I know of, but, literally the first sentence
More specifically, I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number
how?! Why the hell would your bank ever need to know your card details, and why would you ever tell it to someone over the phone?!
Zikeji@programming.dev 2 months ago
If you’d read the article, you’d find that he was asked for the last 7 digits of the number, not the full number. He admits he should have found that fishy, but was distracted at the time. Since his bank’s credit cards all have the same first 9 digits, he had just given the scammer the full number.
breadsmasher@lemmy.world 2 months ago
Yes. Most other banks are like that too, not unique to his credit union
wallethub.com/edu/cc/…/44066
But again, I ask, why give out any numbers at all. It isn’t ever relevant when discussing an account with your bank/CU whatever. Literally the only time its needed is to pay for something
Itsamelemmy@lemmy.zip 2 months ago
Last 4 of your card and last 4 of social are extremely common verification questions banks ask to make sure you are who you eay you are.
breadsmasher@lemmy.world 2 months ago
I guess this is an american thing. I’ve never ever been asked by a bank to provide card details. Ever. If it was asked, id immediately hang up 🤷♀️
Zikeji@programming.dev 2 months ago
I never claimed the first 9 being unique to his CU was special, just added it as clarification, since you hadn’t read the article.
As for repeating your question, the author has his own explanation as to why (basically came down to bad timing, or in the case of the scammers, good timing).