Have a look at BankWest. They have no foreign transaction fees, free ATM withdrawals (excluding ATM operator fees) and importantly, no minimum deposit or use requirements to activate these benefits. With ING, you need to jump certain hurdles to get the foreign use benefits.

Macquarie may have the same benefits as BankWest, double check this because then you don’t need to open a new account.

I also have a credit card just in case and I use it for any hotel or car rental security deposits that get refunded - look at Latitude 28 Degrees.