UK you have the concept of black box car insurance that offered a substantial discount for having either a dedicated device installed into the car or an app on your phone that tracks a bunch of stats as you drive. It’s as shit as it sounds as it marks you down for every little infringement such as driving at peak times because that’s more dangerous. Get enough points and you can have your policy cancelled.

While you can uninstall the app good luck making a claim if you don’t have it installed with data for that journey. They’d also be pretty suss with no data over an extended period of a few months.

Worst part of these is that it’s expensive to switch to a non black box policy when you can afford to as you get older and more experienced.