Why would you give gps access to your insurance company?
Comment on The current state of auto insurance: shit that belongs on a shady Kickstarter from 2013
eltrain123@lemmy.world 3 weeks agoI always thought it was a huge concern to let the insurance company have gps access to my phone because it gives them exact times when I am away from my home.
Insurance companies’ more nefarious employees or employee’s friends have an exact playbook for when it’s safe to break into your home, how much money you have(based on how many and the types of cars you have policies on), how many people could be at home (insured on policy), credit rating… etc. It’s not data that you couldn’t get with a bit of research and time, but having a searchable database full of customer info makes it easy to list out hundreds of targets with little effort.
B0rax@feddit.de 3 weeks ago
eltrain123@lemmy.world 3 weeks ago
Insurance companies give people discounts based on driving habits, like speeding and hard braking… which can be determined by gps. They also charge more for people that drive more miles per year because it exposes the vehicle to more possibilities of being involved in accidents.
It’s not unreasonable for them to ask for access to your gps data… it is definitely unreasonable for you to give them access to your gps data.
Cosmicomical@lemmy.world 3 weeks ago
Did they give you a fitbit?
velvetThunder@lemmy.zip 3 weeks ago
I Cloud imagine you get discounts on insurance.
Swedneck@discuss.tchncs.de 3 weeks ago
and we know for a fact that most of these companies have dogshit IT security, doubtless at most of them the janitor can sign in with his corporate ID and access customer data without anyone noticing.