Youre forgetting that most people even living at their parents saving 100% of their income couldnt realistically buy a house cash in 3 years, if at all.

It’s also unrealistic that we should have to bunk with our parents and spend 0$ on anything ever to afford the cheapest house. That’s definitely not how our parents lived. I have a buddy living rent free at my house atm, and I dont get angry when he spends 100$ at the bar instead of on his next apartment, people need to live a bit too and 100$ is inconsequential, at least it should be.