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Yep, I’m in the unlucky half. It’s good practice anyway, but now I keep my credit frozen at all three credit bureaus unless I’m submitting an application. Doesn’t stop all fraud, but stops most of the kind that can fuck up my credit.

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DrWeevilJammer@lemmy.ml ⁨6⁩ ⁨months⁩ ago
You may also want to freeze Lexis Nexis and Innovis as well - they buy and sell your data as well

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- doctordevice@lemmy.ca ⁨6⁩ ⁨months⁩ ago
  Fuck, I’ve never even heard of those. This whole system is garbage, how am I supposed to know how to protect myself from fraud when these companies just somehow automatically have authority to let thieves steal my identity? At the very least we should have a centralized government agency that you can issue a blanket freeze with. Better would be an actual proper ID system.
  
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