Comment on How my morning is going...
dohpaz42@lemmy.world 8 months ago
Eh, it’s probably been on the dark web for a while now given how frequent and massive data leaks have become. Worry more about unauthorized use/access to your credit and/or identity.
- Place freezes on your credit for Experian, TransUnion, and Equifax (it’s free)
- Lock any credit cards you don’t use regularly
- Pull your credit reports from each agency (you get one a year for free) and verify activity
- Enable balance notifications for your credit cards and bank accounts (eg, high transaction amount = $0.00 will alert you to every purchase made)
- Opt out of Data Brokers like LexusNexus
- Don’t use the same password for multiple websites. If you do t already, use a password manager like KeePass and let it generate new passwords for you
It’s all about the diligence these days. Your morning should be fine. The worst thing you can receive is a high transaction amount alert you didn’t authorize. But card companies and banks have gotten good about dealing with those when they happen.
localme@lemm.ee 8 months ago
The link you shared says only in specific circumstances can someone opt out of LexusNexus:
dohpaz42@lemmy.world 8 months ago
I believe that the wording is awkward in that you will need additional information if you’re one of the three listed criteria. If you’re just removing it from public view, you only need to provide your name, address, phone and social security number.
localme@lemm.ee 8 months ago
Oh ok nice, thanks for the info!