Look into the benefits offered by your other credit cards. My identity was stolen a few years ago and I learned like a few months ago that one of my credit cards offers free identity protection services if/when your identity gets stolen.
They handle all of the annoying shit like contacting the bank, getting the debt off of your credit card, etc.
If not, and you were part of the Equifax (or any) hack, you likely have this same service available to you for free.
Granite@kbin.social 2 months ago
Start with a local police report and take that to the credit bureaus; that way you don’t have to deal with Wayfair itself.