Comment on I'm working on it, ok?
PriorityMotif@lemmy.world 7 months agoIt’s relatively easy if you avoid a bunch of poverty traps like smoking and drinking, paying high interest on stuff you don’t need. Have good credit and use money wisely. Most people blow money on convenience or stuff to impress other people or fomo.
penquin@lemm.ee 7 months ago
It’s easy when you actually have the money to put aside. I get the part where some people spend a lot of money on shit they don’t need, that’s true, but a lot more others don’t even have that money to spend. People are hardly able to live paycheck to paycheck paying for only the necessities.
PriorityMotif@lemmy.world 7 months ago
There’s forums, websites, and apps where people post coupons and deals even for groceries. There’s local food banks if you’re not too proud to use them. You can buy necessities from FB marketplace, or join the free group for your area as you can make a reasonable ask for items. You can make extra money from selling items on eBay. I’ve personally sold free items for over $100 that way. Yes, it’s easy for me to say it, but I’ve lived it and these are the strategies I used when I was barely making $10/ hr adjusted to $15.56 today from 2007 and I was completely on my own back then.
penquin@lemm.ee 7 months ago
I know all about that. I’m your “I live within my means” average dude. I’ve raised 2 kids off of a $15/hour job. I made it work somehow. I’m better now after a full 13 years of jumping from one shit job to another. But not all people are good at managing the $15 they get. It’s nothing to begin with. You just can’t manage any of it when your rent is $1500+. Not everyone is an accountant. People shouldn’t have a very low wage like this to begin with. There should be a headstart for people.
PriorityMotif@lemmy.world 7 months ago
Unfortunately, you have to play the hand you got. I’ve given this advice over and over and people who were just complaining about not making ends meet will say that it’s too much work to try to do the bare minimum to save a few bucks here and there. You don’t even have to mind every penny you spend, you just have to be mindful of the money you spend.