You seem to be trying to solve a different problem. People who are working full time should be able to get all the necessities. It’s definitely a problem that they don’t. But if you believe that everyone should be able to feed/house/clothe themselves, including people who don’t have stable incomes (e.g. are in between jobs, busy caring for disabled folks, are disabled themselves, or going all in on building a bootstrapped business), then we need a system that doesn’t require you to have money in the first place to get the benefits.