Federal Reserve hasn’t raised the interbank lending rate yet. So speculation over values 20 year domination schemes over actual consumer value vs cost now.

As long as you give banks artificially cheap loans with money printed on demand, the bubble can keep going and they can fund R&D we will regret later. Regret it because it doesn’t need to satisfy a customer or use only a reasonable amount of resources. It just has to attract investors with the promise that it will attract investors with the promise that it will attract investors. It doesn’t need a customer when you’ve messed with interest rates.