I know someone’s going to say “just change banks whenever you feel like it, be fickle about it” - they’re ethical and used to have superior saving rates a long time ago. Banking with them has been convenient. I’m saying away from the hassle.

But more improtsntly I just want to understand if this is a legit banking problem or if the new company is screwing people over in this way. I literally saw the order of money go “+k” student loan" first thing that calendar-day, only to come back and see it in a different order next month