it’s actually the #1 reason why the economy is so terrible.

I don’t think it even makes the top 100 …

It also PUNISHES the good guys for being SMART with their money!

How so? Also what is being “smart” with your money?

Why am I seen as the bad guy for not wanting people to be stupid with their money?

Telling other people what they should/shouldn’t do with their own stuff is widely consider to be a dick move.