It is just marketing. What he is really saying is “keep slaving plebs.” This is jut trying to make it sound noble. Like telling a toddler, “I don’t think you are mature enough to eat your vegetables.” Only in this case, instead of the goal of making a kid eat healthier, the goal is to keep us slaving on behalf of the ownership class.

I guess what I am saying is either way, you will be too poor to retire.

For me, the biggest concern that keeps me from retiring is the cost of healthcare, Medicare for all would abate that concern some, so people like me might retire early. Obviously, the wage slave owners are opposed to that, so Medicare for all is reviled by the both the right wing party (Dems) and the far right party (repubs).