Nobody has relied only on signatures to verify that a person signed it, since forever. Especially because forgery was always a thing.
This is why documents that are important aren’t just signed by one person; they’re signed by witnesses who presumably will vouch for it. (Like notary public’s are a thing.)
For lesser contracts they first verify you are in fact you.
There’s no functional difference online- to within a reasonable standard.
msage@programming.dev 4 days ago
Yeah, no.
I wanted to withdraw some money from my investment portfolio in bank, and the teller denied my request multiple times because of mismatching signature. Then they told me to change my stored signature, which took additional 10 minutes.
Like how in the fuck does any of that make sense. It needs to be same, but I can change it regardless, so what was achieved.
I never use handwriting, my signature isn’t even 60% same between any 2 attempts.
FuglyDuck@lemmy.world 3 days ago
So how did they know you were you?
They allowed you to update the signature. They may have been oddly fixated on the signatures matching, but they still verified your identity in some other way.
Or they’re idiots who shouldn’t be in control of other people’s money,
msage@programming.dev 1 day ago
Yes, they verified my ID, but still required my signature.
Most likely due to withdrawing money being bad for the bank.
Natanael@infosec.pub 4 days ago
This is not universal. Many don’t proactively check, the signature is typically used afterwards when the account owner makes a claim that some action was fraudulent. Some businesses will check to avoid precisely dealing with those claims, but most don’t have to.
And also, legally the mark can be anything and it’s just a convention that it is your name.