I think it’s horrible to tell disabled people and people who aren’t confident about their art skills that their best or only option is to use a program that just reuses other people’s art.

There is no “democratization” of art with AI. Disabled people can already make art, including people without fucking hands. People can make art without formal training or it looking conventionally attractive. All AI does is give you a shortcut to mimicking things other people have already done.