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LordCrom@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

All good advice here.

Find a good agent to represent you.

Get pre approved by your potential mortgage company.

Have a decent down payment in cash ready.

Never ever ever ever sign a deal with a per diem penalty. No matter what.

Make sure you understand what your taxes and insurance will be. Also check for FEMA flood maps. My home had a paved patio and 6 inches of it touched a XX flood zone, they wanted 15k a year for mandatory flood insurance. I took a sledge hammer to the concrete and poof, no more flood insurance requirement.

What the current resident pays in taxes is NOT what you will pay…research it.

Don’t buy a house within 1 block of a school …school traffic is terrible.

Get a full inspection…not just what’s required.

Good luck

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