I still don’t understand the three month discounts lol. Seems like a bunch of insurance plans have it. With my insurance, you can either get one month, or three months’ worth for the exact same price as one month, so I’m not sure why anyone would ever get refills monthly.

I’m very thankful that my employers covers almost all the cost of my (and my wife’s) insurance. My wife is self-employed so it’d be pretty expensive if she needed to get her own health insurance.