If you have a million, you should be investing it, not letting it sit in a bank.

You’d have a million in assets, not a million in cash.

Cash is evaporating every moment it sits there (inflation)

You the borrow money using those assets as collateral to do more investing.

The profits from the investments goes to repaying the loan.

I can’t go in details but I’ve see this firsthand.

They do not ever have more than 100k sitting in a bank except temporarily.