I wish I could do better than my parents but that is out of the question. I grew up poor, we were middle class when I was in high school, and then my boomer dad started making good money right as I was graduating and moved out. I make less less than half of what he was making 35 years ago, not even adjusting for inflation. I have no retirement savings but maybe I’ll get a small inheritance if I manage to outlive them both and medical bills don’t burn through their funds. I’m expecting to work for 60 years.