I would argue that while nudity at home should not be an issue, the nature of the film industry means that even if the nudity is presented in a naturalistic fashion, the fact it is on film makes it exploitative.

Imagine being 10-12 years old, naked, and surrounded by adults (mostly men,) some of whom are more or less ordering you around. I can’t imagine a way to make that anything other than deeply distressing for a child.