Comment on Anon tries to understand credit scores
lusterko@sh.itjust.works 4 weeks agoCorrect me if I’m wrong, but being an authorized user doesn’t improve your credit score
Comment on Anon tries to understand credit scores
lusterko@sh.itjust.works 4 weeks agoCorrect me if I’m wrong, but being an authorized user doesn’t improve your credit score
heatermcteets@lemmy.world 4 weeks ago
Yes it can improve their scores if the main user keeps it in good standing. It can have a negative impact if the main user doesn’t make payments on time, maxes it out, etc.
It might not be a blanket rule, but if, as an authorized user, you see the line of credit on your credit report it is impacting it.