With luck, it buys a state in which we can find happiness.

Is it possible to be happy without money? I’d say it’s only possible for extraordinary people, not for the majority of us.

Is it possible to have money and still not be happy? Of course, many people have money but still feel empty, lonely, misunderstood, apathetic, bitter, regretful, etc. And many people have money, but they cannot be happy because their health is bad and it is not solvable, not even with their riches (e.g. treatment resistant depression, terminal cancer).

I’d say, for almost everyone, money is a necessary condition for happiness, but it is not a sufficient condition.