Yeah, there’s a bit of swimming. I’ve never had to leave the shallows really for loot, but you still have to dive for them. And if your boat gets knocked over while heading over to another island, you’ll have to flip it and clamber back on.

My friend I play with is the same way. He’s terrified of the deep ocean so i usually handle the water based stuff (I’m in the opposite boat, I love the ocean)