A couple of years ago, I had a Napster subscription (the reborn, legal variant of it). At first, I was happy to have unlimited access to music, then after 2 years I realised that I was paying 120 EUR a year for music I’ll never own, so I cancelled the subscription and put my yearly budget for music to exactly that amount. It yields more than enough given I buy used CDs, and then digitalise them. That way I own the physical media as backup AND am able to transfer the digital tracks unfettered across my devices AND with no need for DRM or shitty proprietary applications.